Your exposure,
Our risk

As charterer or trader you assume in your voyage and/or time charter contracts contractual and legal liabilities, which could seriously affect your balance sheet or credit lines.

  • Damage to Hull
  • Cargo Liability
  • P&I and Defence (FDD)
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Loading cargo from a vessel

A full cover of Charterers Liability

Cover limit
World #2
Combined ratio

Key features of our covers

Class A

Charterers Liability

Charterers’ exposures have increased dramatically over recent years with volatile freight markets fuelling an already litigious industry with a complex regulatory and legislative environment.

  • Damage to Hull including Hire & Demurrage
  • Cargo Liabilities including ICA and Through Transport
  • P&I including Illness, Injury & Loss of Life and Pollution, General Average & Wreck Removal
  • Expenses including Sue & Labour and Removal & Replacement of Bunkers
Class B

Cargo Owners Legal Liability

Some charterers carry their own cargo or can be identified as cargo owner through the bill of lading. There is a potential risk that the cargo itself is the cause for a third party liability claim such as oil pollution. Claims may therefore be presented to charterers in their identity as cargo owners rather than charterers. We are able to extend our Charterers Liability coverage to include Cargo Owners Legal Liability, which protects against such exposure.

Class C


Typical disputes that involve charterers concern:

  • Hire/off-hire, freight and deadfreight
  • Laytime, breach of contract
  • Speed/consumption

Legal expenses from disputes under the Charter Party are covered under the Defence (FD&D) cover as an extension to our main Charterers Liability cover. Not only are expensive legal fees covered but Defence (FD&D) also provides access to our own in-house legal expertise in providing all kinds of advice relating to contracts etc, advice on mitigating losses and the like.

Additional Classes

Other covers

To complete the spectrum of insurance lines we can offer additional insurances to protect charterers.

  • War, Bunkers
  • Freight, Detention
  • SOL, Loss of Hire

If you have any questions on additional insurances to protect charterers, feel free to contact our team of dedicated specialists.

Charterama is an international service provider and I'm happy to serve our clients in the Asia Pacific region.
Kwan Tang - Deputy Director Business Development

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We are happy to assist you with all questions, enquiries or quotations about Charterers Liability.

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